The Best System for Individual Agents that Sell Term Life Insurance over the Phone and Online

Independent Agents

Are you looking for a world-class system dedicated to you with Agent training, top rated products, customizable tools, and specialized teams that work for your success?

If you’re looking to bring your Term Life Insurance career to the next level, click on the Get Started button to find out more today on how Efinancial can support your success.

  • Automated Life Insurance Sales System (ALISS)
    • A sales system designed for term life insurance
    • Run quotes, process applications, and order medical exams all from one platform
    • Purchase leads with seamless integration
  • Agent training resources available
    • How to sell term life insurance over the phone
    • Seven habits for successful selling
    • How to market life insurance and increase your sales opportunities
    • How to sell non-medical life insurance
  • Dedicated back office support
    • Plug your business into our back office and let our team of case managers do the rest
  • Top rated insurance products
    • Our insurance carriers are the best for agents selling life insurance over the phone or online
  • Contracting and licensing department
    • Streamlined carrier appointment process
  • Efinancial’s “Shop It Out” program
    • Give us a call and we will shop your case with our top carriers
  • Experienced product specialists
    • Whether it is a term, universal life, critical illness, disability income, or annuity product, if you need help contact us
  • The Efinancial underwriting hotline
    • Call 1.800.648.9504 to receive help with your underwriting questions


  • The Virtual Agent Program has streamlined my life insurance business. It takes most of the admin work and shifts it to my case Efinancial assistant/case manager. All I have to do is focus on prospecting and leave the back-office stuff to them!
    Independent Agent
  • Before joining the Efinancial Virtual Agent program I was not a productive agent. Without my assistant and case manager, I never had time to make sales and do all of the necessary paper work and follow up with my clients. As a part time agent, my time is extremely limited and I need it all to be making contacts with potential clients. The VA program allowed me to be a success in this business!
    Independent Agent
  • Thank you so much for your support! Efinancial has absolutely changed the way I view my practice. Only now do I see how much of my day was bogged down with paperwork and time consuming follow ups. With the help of Efinancial, I now can spend my time on what matters most… selling! I anticipate that my case volume with continue to increase and I thank you for making that possible.
    Independent Agent